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How to Calculate FUNDAE Credit for Companies?
- Equipo DEGIR
- 2 days ago
- 3 min read
When it comes to making the most of subsidized training, one of the first steps is to correctly calculate the FUNDAE credit for companies. Although the process may seem complicated, with the right information it's much simpler than you might think.
In this DEGIR Consulting blog post , we'll explain it clearly and directly so you can make the best training decisions. We're not trying to sell you anything, just help you leverage a strategic tool for your company's growth.
What is FUNDAE Credit?
The FUNDAE Credit is the financial allocation your company can use each year to fund employee training. This credit is generated from Social Security contributions made for professional training and is managed by the State Foundation for Employment Training (FUNDAE).
Key points about FUNDAE Credit:
It is available to all companies that pay social security contributions for their employees.
The amount varies depending on the average workforce and the contributions from the previous year.
Yeah If you don't use it during the year, you lose it.
This loan is not a gift or a grant. It's a right you've already paid for and can now reclaim by investing in your team's training.
Why is it important to calculate your credit?
Knowing your available training credit is the first step in properly planning your company's training activities. Why? Because it allows you to:
Identify the training budget you have available.
Design a training plan tailored to the real needs of your company.
Avoid missing training opportunities due to lack of planning.
Investing in training is not an expense, it is a strategic investment that improves the skills of your employees and increases the productivity of your business.
Calculating FUNDAE Credit in 4 Steps
1. Calculate the Average Staff of Your Company
Add up the number of employees you have at the end of each month of the previous year and divide the total by 12. This data is key to determining the bonus percentage you are entitled to.
2. Review the Vocational Training Quotations
Check the contributions made last year for vocational training. This amount is used to calculate your available credit.
3. Use the FUNDAE Simulator
To simplify the calculation, FUNDAE offers a credit simulator that provides an approximate estimate of the available training credit. This simulator is available at the following link: Access the FUNDAE credit simulator .
How to use it:
Enter your company's average staff size.
Enter the contributions made for vocational training.
Get an approximate calculation of your available credit.
Once these steps are completed, you will obtain an estimate of the available credit to plan the necessary training actions.
4. Apply the Bonus Percentages
The percentage depends on the size of your company:
1 to 5 employees: Fixed credit of €420.
6 to 9 workers: 100% of contributions.
10 to 49 workers: 75% of contributions.
50 to 249 workers: 60% of contributions.
250 or more workers: 50% of the contributions.
Example: If your company has 20 employees and paid €8,000 in social security contributions last year, your credit would be: Available credit = 75% of €8,000 = €6,000.
Transform FUNDAE Credit into Results for Your Company
Many companies don't fully utilize their credit due to lack of time or awareness. However, with good planning and the right support, you can transform this resource into a powerful tool for team development and business growth.
At DEGIR Consulting , we not only calculate your loan, but we also:
We design personalized training plans aligned with your goals.
We handle all administrative and supporting procedures.
We guarantee that each training activity complies with regulations.
Conclusion: FUNDAE Credit as a Lever for Growth
The FUNDAE loan is much more than just an administrative benefit. It's an opportunity to transform your company from within, strengthening your employees' skills and adapting to the challenges of today's market.
